Personal Investment and Fees
Therapy is a personal investment, act of self-care, and wellness that can offer long-term benefits. The amount of time you decide to invest and commit to yourself in therapy is guided by you and your needs. Some folks only need to participate in therapy for 6-8 weeks, while others commit to therapy for years. The choice is yours and we can discuss your needs along the way.
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Insurance: Crescent Moon Counseling, LLC is in-network with Health Partners, Medica, United Health Care, and Blue Cross Blue Shield of Minnesota insurances. Call your insurance carrier to determine if you have mental health coverage. Check your coverage carefully and make sure you understand your plan. We are out-of-network with state insurances and do not take Medicare or Medicaid.
Some helpful questions you can ask your insurance carrier are:
What are my mental health benefits?
Does my plan cover telehealth?
What is the coverage amount per therapy session?
How many therapy sessions does my plan cover?
How much does my insurance pay for an out-of-network provider?
Is approval required from my primary care physician?
Self-Pay: Crescent Moon Counseling, LLC accepts self-pay and is an out-of-network provider with most other insurance companies. Self-pay allows you to have more autonomy to keep your information private. It gives you control of your treatment, providing you flexibility for the number of sessions you wish to have and the types of treatment you participate with. It is important that we can provide you with quality therapy that meets your mental health needs. We do offer a limited number of Negotiated Reduced Rate slots that are reserved for individuals with financial hardship. A VERY LIMITED number of spots are available at a reduced rate and it can be expected to be put on a wait list for services if you/your child are seeking a reduced rate.
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You may be eligible for out-of-network benefits! Call you insurance carrier and ask "What are my out-of-network benefits for out-patient mental health providers?" Some insurance plans may reimburse as much as 75% of your bill for an out-of-network provider. At the end of the month you can download a claim form off your insurance web-site and obtain a Superbill from Crescent Moon Counseling. A Superbill is an out-of-network billing statement that you may submit to your insurance company for potential reimbursement. The best way to determine your out-of-network benefits is to call the number on the back of your insurance card.
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It is important to be transparent about fees. The rates for therapy start with a FREE 15-minute consultation, $225 for the initial diagnostic intake session, and range from $100-$200 for individual psychotherapy sessions, depending on the type and length of session. If you are participating in art therapy, there are no added fees for art materials. There is an added fee for Walk and Talk Therapy and Eco - Art Therapy. A Good Faith Estimate will be provided upon request and will be given before your first appointment, which will offer a detailed description of therapy fees
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Payment and fees for service are due at the time of your appointment. Forms of acceptable payment include:
Health Savings Account (HSA),
Flexible Savings Account (FSA),
Debit or credit card.
*Cash and checks are currently not acceptable forms of payment.
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Payments can be made by signing into your Client Portal. Through the Portal you can view outstanding balances and make any necessary payments online through our secure digital payment system. You can access the Client Portal by scrolling to the top of this page and clicking on 'Client Portal' in the upper right corner. You will be directed to a new web page. Then click on 'I'm An Existing Client.' Lastly, enter you email address or sign-in through a Google account. If you are a new client you will gain access to your Client Portal after meeting with me for your 15-minute Initial Consult Phone Call and getting scheduled for your first appointment.
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All healthcare providers are required by law to provide estimates for the cost of their care. This is required for clients who don’t have health insurance or who are not using insurance. The Good Faith Estimate shows the cost of items and services that are reasonably expected for your mental health needs. This will be provided after scheduling your appointment and/or as requested. The Good Faith Estimate does not include unexpected costs that may arise during your time in therapy. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises